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UMB Bank Enterprise Fraud Data Strategy Analyst in Augusta, Maine

This position will report directly to the Manager, Enterprise Fraud Strategy, supporting business reporting and analytical needs for multi channel payment systems. These payment channels will include Card (Debit and Credit), Check, Digital Online Banking, Mobile, Wire, ACH & P2P.

Duties & Responsibilities:

Responsible for working as a member of a multi channel data team and operating associated systems and tools used for the creation of reports to be consumed by LOB (lines of business) senior executives and analysis for managing fraud prevention strategies across all payment channels. Will work with the Enterprise Fraud Prevention and Claims teams to provide data to help identify emerging fraud trends and UMB's overall fraud performance across all payment channels. Will analyze fraud trends using statistical modeling including decision tree analysis and recommend actionable solutions to the Manager, Enterprise Data Strategy. Will work closely with the Manager, Enterprise Data Strategy to provide appropriate data and reports to meet overall business needs and expectations of the enterprise fraud unit. Work in concert with the Enterprise Fraud Prevention and Enterprise Fraud Claims teams to identify fraud exposure and make necessary strategy adjustments to the applicable fraud prevention systems to detect and mitigate fraudulent transactions. Will work closely with the Enterprise Fraud Prevention and Claims Managers to produce appropriate data and reporting to fulfill overall business needs and expectations of the Director of Enterprise Fraud Operations and the bank's senior executives. Communicates regularly with peer banks and industry organizations to maintain awareness of industry risks and trends Must be familiar with principles of project management. Must stay current with UMB's fraud policies and procedures. Must be able to deliver to stringent timelines confidently. Other duties as assigned.

Knowledge & Skills:

  • Demonstrates knowledge of First Data's Defense Edge, IBM's Safer Payment or equivalent fraud strategy system.

  • Demonstrates aptitude in SAS or an equivalent system.

  • Knowledgeable of analysis tools such as Angoss, KnowledgeStudio.

  • Knowledgeable of Microsoft Office suite (Excel, Word, PowerPoint, & Access).

  • Demonstrates proficiency for problem solving, analytics, and reporting

  • Demonstrates ability to manage time and meet deadlines works under general supervision

  • Demonstrates ability to work proactively & collaboratively in a team environment

  • Demonstrates strong written communication skills Demonstrates ability to partner with multiple lines of business to achieve common goal

Requirements:

  • Bachelor's degree in statistics or equivalent field of study OR 2 years data analytics or banking experience

  • 1 - 2 years hands on experience with card, check, ACH and/or wire fraud strategy development and analysis.

Compensation Range:

$51,480.00 - $99,330.00

The posted compensation range on this listing represents UMB’s standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.

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