Location:3410 E 1st Avenue - Denver, Colorado 80206
We have multiple openings in and around the Denver MSA area for Mortgage Loan
Officers looking to join KeyBank's Home Lending team. Following is the job
description; however, the ideal candidates will be Denver-market savvy and
have a current production history. Additionally, for those experienced with
Private Wealth or Community Development (CRA) lending we would love to
have the opportunity to chat!
Job Summary
The Mortgage Loan Officer (MLO) assists clients with the origination of
residential mortgage loans, including providing analysis and advice to
current and prospective clients on home lending solutions that meet their
needs and financial objectives. The MLO is expected to develop referrals as a
means to grow Key's home lending business and client base. The MLO is
expected to meet or exceed established sales goals while maintaining high
standards of client satisfaction and loan quality.
Responsibilities
Prospects home lending business to build and develop new client loan
originations and relationships and new originations. This can include
developing internal referral relationships as well as developing external
centers of influence to refer home lending opportunity
Originate and process 1-4 family residential real estate mortgage transactions
in accordance with Home Lending process and product guidelines
Responsible for gathering documents at the time of registering a loan and is
expected to remain, the primary point of contact for the client during the
duration of the loan process
This person is to maintain high standards of client satisfaction and
quality, ensure sales/originator systems and workflows are efficiently
controlled.
Develops and maintains in-depth knowledge of products and services as well as
knowledge of competitors and competitive products while serving as the subject
matter expert within the market
Maintains proficiency on sales/originator systems and develop and maintain
efficient workflows
Keeps informed of trends and developments in the real estate market and
mortgage industry
Ability to foster internal and external relationships.
Performs other duties as assigned; duties, responsibilities and/or
activities may change or new ones may be assigned at any time with or without
n
Complies with all KeyBank policies and procedures, including without
limitation, acting professionally at all times, conducting business
ethically, avoiding conflicts of interest, and acting in the best
interests of Key's clients and Key.
Education Qualifications
Bachelor's Degree Business related field or equivalent experience (preferred)
Experience Qualifications
3+ years Experience as a loan officer in 1st mortgage production (preferred)
3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL
regulations, Equal Credit Opportunity Act, RESPA regulations, local and
state real estate and finance laws (preferred)
Tactical Skills
Excellent communication skills both written and verbal
Demonstrated strong customer service skills
Proficient in sales and service skills; including tele-consulting,
prospecting, networking and COI relationship management.
Strong financial acumen
Personal Skills
Emotional Intelligence: Describes the concepts and underlying tenets of
emotional intelligence (EI) as a skill and cites examples as to the impact
of EI on business results
Practical Skills
Business Acumen: Works to understand the business priorities of internal and
external clients and can describe relevant profitability drivers and
considerations
Oral & Written Communication: Develops a clear, complete understanding
of needs and problems through careful listening, probing, reflecting,
and summarizing; conducts discussions that are sincere and fully expressed
Core Competencies
All KeyBank employees are expected to demonstrate Key's Values and sustain
proficiency in identified Leadership Competencies.
Phys cal Demands
General Office - Prolonged sitting, ability to communicate face to face in
person or on the phone with teammates and clients, frequent use of
PC/laptop, occasional lifting/pushing/pulling of backpacks, computer
bags up to 10 lbs.
Driving Requirements
May need to drive to multiple locations in a single day; ability to operate
a motor vehicle with a valid driver's license required.
COMPENSATION AND BENEFITS
This position is eligible to earn an hourly rate of $15per hour.
Compensation for this role also includesshort-term incentive compensation
subject to individual and company performance.
Please click for a list of benefits for which this position is eligible.
Job Posting Expiration Date: 03/29/2024
KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to
building a diverse, equitable and inclusive culture. All qualified