107,000 per year Bi-weekly | Novi, MI, USA | Salary | Full Time
Our Purpose
At Vibe, we are driven by our mission to elevate community and create opportunity. We believe in fostering an environment of inclusivity where every team member has the chance to grow professionally. Guided by our core values - be inclusive, educate, embrace change, and seek opportunities - we are dedicated to making a positive impact in the lives of our members and communities. As we continue to grow and expand our team, we are seeking passionate individuals who share our vision and are eager to join us in our journey. If you are someone who is passionate about making a difference and is committed to creating a brighter future for our communities, we invite you to explore this exciting opportunity at Vibe!
Position Purpose
This position will be responsible for overseeing a wide variety of team members and processes that all address some aspect of risk to the Credit Union. These areas include compliance and regulation including oversight and implementation, vendor management, some components of fraud and quality assurance reviews of new loan and account openings, as well as monitoring the integrity of member data change process.
Essential Duties
Develops and manages Enterprise Risk Management tools, practices, and policies to analyze and report enterprise risks.
Maintains oversight of vendor management program
Act as Vibe's "In-House Counsel". Collaborate with Chief Risk Officer to create and implement 5-year "legal" strategic plan.
Review, revise, and collaborate with team members in-order to negotiate contracts and/or other corporate policies and governance documents as requested by Chief Risk Officer
Perform research and provides legal advice in support of compliance initiatives, regulatory compliance matters, BSA/AML, and/or other legal guidance impacting the organization and requested by the Chief Risk Officer.
Assesses the risk potential of controls, activities, policies, and procedures, and aids in developing new practices and procedures to mitigate undue risk and loss to the credit union.
Participate in the perpetual development and oversight of policies, principles and standards
Ensure annual team member training in regulatory requirements is conducted
Serve as BSA Officer and responsible for oversight of program throughout the enterprise
Administer Fair Lending program including SAFE Act and FCRA
Displays teamwork, integrity, and leadership
Review business processes and procedures for adherence to defined risk appetite. Develops and manages Enterprise Risk Management tools, practices, and policies to analyze and report enterprise risks.
Education/Experience
JD Required
Demonstrated hands-on experience in establishing and administering compliance governance and oversight functions as well as demonstrable knowledge of NCUA, Federal, and State regulatory laws pertaining to Credit Unions.
5-10 years previous compliance experience at a financial institution
5 years or more experience leading a team
Skills/Abilities
Strong analytical skills, to analyze appropriate security controls
Effective written and verbal communication skills
Ability to interact cross functionally with all levels of personnel
Ability to lead and guide team members towards department initiatives
Ability to mentor team members in professional development
Ability to travel
Physical Requirements
These physical demands are representative of the physical requirements necessary for an employee to successfully perform the essential functions of the position. Reasonable accommodations can be made to enable people with disabilities to perform the described essential functions of the position. While performing the responsibilities of the job, the employee is required to hear, see, talk, stand, walk, stoop, kneel, lift, push, pull, and grasp.