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JPMorgan Chase Risk Management - Credit Risk Vice President (North American Banks and Credit Unions Coverage) in Plano, Texas

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Vice President within our financial institution sector, you will leverage your exceptional analytical abilities and comprehensive credit and industry knowledge to make and support credit decisions for a diverse client portfolio. You will be responsible for monitoring this portfolio to accurately assign risk ratings to clients and facilities, ensuring a strong culture of compliance is maintained at all times. Your role will also involve effectively managing a portfolio of clients, responding to their credit needs with sound judgement, and ensuring effective monitoring through collaboration across all Risk and Business levels. Our highly talented group of credit officers specialize in lending activities and other counterparty related credit exposures to a client base consisting of super-regional, multistate, single state banks, credit unions and credit card processors.

Job Responsibilities

  • Manage exposure to client base consisting of super-regional, multistate, single state banks, credit unions and credit card processors.

  • Lead due diligence, structuring, approval, risk grading, and the on-going monitoring and management of a diverse portfolio of risk including derivatives and securities trading relationships, intraday liquidity facilities, and other credit exposures.

  • Respond to client or prospect credit needs, while providing sound judgement and effective monitoring through collaboration across all Risk and Business levels.

  • Manage the daily risk demands of a portfolio of clients, evaluating and executing on a variety of transactions for Financial Intuitions.

  • Work directly on transactions including analysis of client and preparation of credit materials, discussions with bankers, negotiating of legal documentation, setup of credit facilities, coordinating with middle office teams and ongoing monitoring of clients post transaction approval.

  • Build strong relationships and maintain open communication channels with colleagues across the firm, including bankers, operations, legal, middle office, finance, etc.

  • Track the clients on an ongoing basis and update key stakeholders on key developments with regards to clients or industry and potential impact on credit rating.

  • Keep abreast of changing legislation, and economic trends that impact the financial institution sector.

  • Provide involvement in the training and development of the team's more junior staff in credit assessments on a portfolio of existing clients.

  • Provide leadership and input into key projects across the department and contribute to process and efficiency improvement initiatives of the credit organization.

  • Collaborate across credit risk and the business teams to meet client credit requests, while balancing the risk-return needs of the Firm.

Required Qualifications, Capabilities and Skills

  • Bachelor's degree

  • 7+ years of credit risk experience within financial services / investment banking environment

  • An interest in Financial Institutions

  • A solid understanding of financial products, corporate finance, financial modeling and market dynamics

  • Advanced knowledge of financial statements and accounting

  • Experience with documentation related to credit agreements

  • Knowledge/experience of derivative products and documentation (including ISDA and CSA)

  • Strong interpersonal skills, ability to build relationships with key stakeholders across lines of business

  • Ability to effectively present analysis and interact with key stakeholders

  • Capability to perform due diligence and negotiation with clients

  • Advanced Microsoft Office skills (Word, Excel and PowerPoint)

Preferred Qualifications, Capabilities and Skills

  • Strong communication skills - both verbal and written

  • Deadline oriented, strong attention to detail and accuracy

  • Ability to work proactively and independently as well as in a team environment

  • Ability to perform under pressure

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans

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