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Federal Reserve System Full-Stack Software Engineer – Digital Money and Payments Research & Development in San Francisco, California


Federal Reserve Bank of San Francisco

When you join the SF Fed, you join a team of people working together to foster an inclusive economy that works for everyone. From data-driven insights to cloud transformation, the information technology team moves the SF Fed forward. We use innovative technologies and Agile methods to positively impact every American across the communities we serve.

The Federal Reserve System serves as the central bank of the United States. Its fundamental mission is to foster the stability, integrity, and efficiency of the nation’s monetary, financial, and payments systems.

This position is responsible for supporting the Federal Reserve System’s Research and Development around the future of money and payments.

What we do:

Given the role of the US dollar and payment systems, the Federal Reserve System seeks to further understand the implications, costs, and benefits of the use of different technologies for the future of money and payments. This position offers a unique opportunity to be part of a world-class team working on cutting edge technologies related to digital money and payments including tokenization, application of smart contracts, central bank digital currency (CBDC), and advanced cryptography. You will participate in a dynamic work environment that has the feel of a startup while also maintaining the benefits of a larger organization.

We empower our people to balance their life and work responsibilities. That’s why we offer a flexible hybrid work model that allows you to collaborate with office colleagues on some days, and work from home on others.

How you’ll succeed:

  • Collaborating as part of an agile squad with Engineering and Product teams to develop proofs of concept and prototypes for new areas of research and development.

  • Architecting and implementing front-end, mid-tier integration and backend functionality (full-stack).

  • Writing clean, readable, and highly maintainable code in Python, Go and JavaScript/TypeScript including documentation, peer code reviews, unit, integration and system tests.

  • Present findings, challenges, and solutions to technical and non-technical teams.

About you:

  • Proven experience contributing across multiple development stacks, areas and technologies.

  • Outstanding ability to translate non-technical product requirements into technical designs, specifications, interfaces and implementations.

  • Highly capable at operating within ambiguity and abstract concepts.

  • Significant experience with common Continuous Integration and Deployment tools, Docker, React, RESTful API design (FastAPI) and Object-Relational Mapping (ORM) tools

  • Ability to quickly learn new technologies and transfer knowledge to other team members.

Base Salary Range: Min: $138,900 - Mid: $180,400 - Max: $221,900 (Location: San Francisco)

Final salary and offer will be determined by the applicant’s background, experience, skills, internal equity, and alignment with market data.

We offer a wonderful benefits package including: Medical, Dental, Vision, Pre-tax Flexible Spending Account, Backup Child Care Program, Pretax Day Care Flexible Spending Account, Vacation Days, Sick Days, Paid Holidays, Pet Insurance, Matching 401(k), and a Retirement / Pension

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

At the Federal Reserve Bank of San Francisco, we believe in the diversity of our people, ideas, and experiences and are committed to building an inclusive culture that is representative of the communities we serve.


Full Time / Part Time

Full time

Regular / Temporary


Job Exempt (Yes / No)


Job Category

Information Technology

Work Shift

First (United States of America)

The Federal Reserve Banks believe that diversity and inclusion among our employees is critical to our success as an organization, and we seek to recruit, develop and retain the most talented people from a diverse candidate pool. The Federal Reserve Banks are committed to equal employment opportunity for employees and job applicants in compliance with applicable law and to an environment where employees are valued for their differences.

Privacy Notice (

OUR BANK has one of the most recognizable brands around the world. The Federal Reserve is the central bank of the United States—one of the world's most influential, trusted and prestigious financial organizations. The Federal Reserve is charged with the important mission of promoting a strong economy and a stable financial system and fulfills this responsibility by formulating national monetary policy, supervising and regulating banks and bank holding companies, and providing financial services for banks and the U.S. government.

OUR PEOPLE are diverse in background and ideas, which allows for ongoing creativity and innovation. Ultimately, they are the ones who push our high-performance, exchange-driven culture forward.

Why Our People Choose Us:

Our reputation precedes us

There will always be room for personal growth

Our people are first

You’ll find the right balance

Your responsibilities will be meaningful

We hope that you will be our future colleague.